Buying

I’m a Buyer There is no one size fits all loan. So we are not a one size fits all mortgage lender. Through a supportive and interactive environment, Options Financial Residential Mortgage will teach you what it means to be a buyer.  This way, you can enter the process ahead of the game. The Power…

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Know Your Options

To Serve.  To Educate.  To Empower. Whether you are a buyer, a realtor, searching for financial freedom, or simply wish to gain more knowledge regarding any applicable area, Options Financial Residential Mortgage is your go-to resource center.  We will provide you with honest, accurate, useful answers which you can apply to your unique situation, allowing…

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Buying a Home Just Got Easier

At Options Financial Residential Mortgage, we believe knowledge is power. The Home Alliance Program (HAP) provides just that. When you participate, you’ll receive: $695 credit towards loan processing Free credit report and analysis Personalized Pre-Approve Me smartphone app Access to tax credits and grants Zero down financing options That’s our mission. Make home financing more…

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Options For Your Basement Remodel

Turn Your Unfinished Space into a Place

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The Power of Knowing In Around a Minute…

Preparing for and filing your taxes can be your best or most dreaded time of year. For some, it’s an easy process gathering W-2s and waiting for a refund, while for others it involves pages of documents, 1099’s, receipts and and researching new tax laws, all in effort to avoid paying taxes they do not…

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What is the Power of Knowing?

The Power of Knowing isn’t just our slogan it’s the driving force behind our success and the fulfillment of our customer’s goals, but why?

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All Testimonials

I have known Joel since he was my high school science teacher. While he is no longer teaching science, he is still a teacher which is one of the things I love about Options Financial. When my wife and I decided to purchase our first property we were full of questions. Joel and his team…

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Double Your Investment With A Duplex

The biggest fear a first time home buyer will face is financing.  If you are looking into investing in your first home you may be wondering how you will make the down payment, monthly mortgage payment, pay for utilities…the list goes on.

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Home Affordability Calculator

CONSERVATIVE : 28% DEBT TO INCOME RATIO: You can afford: Home Price: $___,___ Loan Amount: $___,___ Monthly Mortgage:   Debt Payments:   Income Taxes:   Left Over:   Estimated Monthly Income: MODERATE : 36% DEBT TO INCOME RATIO: You can afford: Home Price: $___,___ Loan Amount: $___,___ Monthly Mortgage:   Debt Payments:   Income Taxes:…

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Start a Conversation

Many lenders believe they are experts so that you don’t have to be.  But without your own expertise, how can you make a confident decision on your loan? At Options Financial Residential Mortgage, we believe it is time for a better way.  That is why we go above and beyond to be more than a…

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