Team Members

Our Team: Your Advocates

Our Team
The Options Financial Residential Mortgage team is equipped with strong individuals working together for a common goal – to serve and empower our clients. All of our Lending Solutions Officers are nationally licensed and complete annual continuing education courses to stay up-to-date with our industry’s latest breakthroughs. No matter which Officer you work with, you will find trust, professionalism, and excellent knowledge.

Your Advocates
We mold our work to fit your needs. Keeping you involved throughout the purchase or refinance process is very important to us. We strive to be quick to respond and quick to close your loan. When you work with us, you can rest assured that the job will be completed with a high level of clarity and urgency.

Joel Morgan

NMLS: 220222

Branch Manager
I began my career as a Chemistry teacher for Beaverton High School. While teaching, I started researching the finance industry in an effort to increase my self-knowledge before investing in real estate. I quickly developed a passion for the industry and wanted... Read Bio

Juliane Chanouzas

NMLS: 309418

Operations Manager
Originally from Germany, I earned an Associate’s Degree in Business and Foreign Language and then started my career in Human Resources. When I moved to the United States I positioned myself to develop my strengths in organizational management. While working... Read Bio

Victoria Garcia

NMLS: 1730449

Talent Acquisition & Strategic Partnerships
As an industry professional, I am proud of my 25 plus years of in business development and relationship management in Title and Escrow. I enjoy being actively involved in all aspects of the real estate business and am committed to... Read Bio

Derek Richards

NMLS: 590516

Sales Manager
I got started with mortgage lending in 1995 working for a single-branch mortgage broker in Tigard, OR. After a few years, I obtained my broker's license and opened my own company centered in Lake Oswego, OR. After seeing fantastic growth... Read Bio

Bob DeWeese

NMLS: 107406

Loan Officer
My first job in lending was in 1991 as a mortgage loan consultant for a well-known Savings and Loan. A lot has changed since then – and yet a lot hasn’t. The mortgage meltdown of 2008 really forced lenders to... Read Bio

La Luch

NMLS: 1589153

Loan Officer
When I first started in lending I had to overcome many challenges. Completely new to the industry I studied hard to pass the test, understand the financing world, and make cold call sales for the first time in my life.... Read Bio

Marla Steeley

NMLS: 1104056

Loan Officer
Serving Bend and surrounding areas
Professionally, my ranges from working with small credit unions, and big banks to mortgage lenders. I’ve worked in retail banking since 2000 in consumer lending (auto, boats, home equity) but mortgages always intrigued me. At the time, real estate was... Read Bio

Craig Gray

NMLS: 1380586

Loan Officer
After a successful career in game theory and authoring numerous articles, I entered the lending industry in 2014 helping clients understand their buying options. I’ve always seen buying a home as a very important step in someone's life and I’m... Read Bio

Sarah Hixson

NMLS: 1988821

Loan Officer
I'm an approved lender with the Washington State Down Payment Assitance program. Ask me how I can help you with your home buying journey. In addition to being a loan originator, I’m also a commercial airline pilot. Being a pilot... Read Bio

Joshua Behnke

NMLS: 2061121

Loan Officer
I wanted to leverage my degree in finance but avoid a typical corporate job. Being a loan officer provided me a path to combine my passion for helping people obtain their goals with my education and interest in finance. Prior... Read Bio

June Dela Chica

Loan Coordinator
I started my career in banking and moved into a role that assisted wealth and financial advisors. When we were preparing to buy a home, we took our time to educate ourselves. The was both exciting and scary. It inspired... Read Bio

Jessica Croonquist

I've had various positions within the financial industry from loan originator to loan processor, and eventually becoming a loan officer assistant. Each has given me a deeper insight into managing the client’s . I love the lending industry because it's... Read Bio

Marta Gregory

I began my career over 20 years ago in a broker office where I had the fortune and pleasure of working with wonderful and educated people that gave me the correct tools to be successful. From there I’ve worked in... Read Bio

Denise Biegeman

I began my career in the mortgage industry as a loan processor. My boss was a wonderful mentor, teacher, and friend. She taught me the value of listening to the customer and to focus on their individual needs to meet... Read Bio

Angela Toye

Order Out Desk / Processing Assistant
After going through the process of purchasing my own home I found my skills, quick learning, attention to detail, and personality matched well with this industry. What clicked for me was how much I understood about the homebuying process regardless... Read Bio

Marjorie Nwokoma

Order Out Desk / Processing Assistant
I have approximately 18 years of in mortgage loan processing of all types of conventional refinance and purchase files from streamline refinances to state bond purchases and USDA purchases. I have worked for banks, mortgage brokers, and mortgage origination companies... Read Bio

Ricky Sanaphanh

Client Experience Manager
My previous roles involved working as a risk manager, then as a fraud banker helping to prevent fraud before it happened, and most recently as an account executive helping customers realize their goals to achieve financial success. In each of... Read Bio
  • Equal Housing Opportunity © 2021 Options Financial Residential Mortgage is a division of American Pacific Mortgage Corporation. All information contained herein is for informational purposes only and, while every effort has been made to ensure accuracy, no guarantee is expressed or implied. Any programs shown do not demonstrate all options or pricing structures. Rates, terms, programs and underwriting policies subject to change without notice. This is not an offer to extend credit or a commitment to lend. All loans subject to underwriting approval. Some products may not be available in all states and restrictions apply. Equal Housing Opportunity.

    Privacy & Security | NMLS Consumer Access | Accessibility Statement
    NMLS 829593 / 1850 Licensed in OR, WA, CA, ID, TN, and TX | Licensed by the Dept of Financial Protection and Innovation under the CRMLA. Licensed under the Oregon Consumer Finance Act

    © Copyright 2021 - Options Financial Residential Mortgage

  • Oregon Office:
    NMLS 829593
    8625 SW Cascade Ave., Ste. 270
    Beaverton, Oregon 97008
    Licenced in OR, WA, CA, ID, TN, TX

    Washington Office:
    NMLS 787279
    201 NE Park Plaza Dr., Ste. 200
    Vancouver, WA 98684
    Licenced in OR, WA

    Bend Office:
    NMLS 2120421
    1001 SW Disk Dr., Suite #250
    Bend, OR 97702
    Licenced in OR, WA

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