Debt Consolidation Calculator

Please use the Options Financial Residential Mortgage Debt Consolidation Calculator to estimate potential lower monthly payments you may experience by refinancing and consolidating some of your consumer debt into a single lower-interest loan. It is very important you input your information with your best accuracy.

Can you lower your payments by consolidating loans?

This loan calculator will help you determine if consolidating your debts into a single lower-interest loan will help you lower your payments.

*American Pacific Mortgage does not guarantee that your debts will be lowered by a specific amount or percentage or that you will be debt-free within a specific period of time. A debt consolidation may increase your monthly cash flow, but may increase the amount of your debt over a period of time by including the additional debt in your mortgage amount, which is financed over a longer period of time than the debt consolidated may have been financed. We encourage all consumers to do their own research, and examine their options carefully before selecting a particular course of action. Information and interactive calculators are made available to you as self-help tools for your independent use and are not intended to provide investment advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.