HARP

A Home Affordable Refinance Program (HARP) Loan is intended for the refinance of a home.  For approval of this loan, the homeowner’s note must be owned by Freddie Mac or Fannie Mae.
HARP Refinance Loans are available to you even if you owe more on your house than it is worth.  It may not require income verification or appraisal in the loan approval process.  You can even refinance if your house is under water.  The borrower must be current on the mortgage at the time of the refinance, with a good payment history in the past 12 months.

  • The views, articles, postings and other information listed on this website are personal and do not necessarily represent the opinion or the position of American Pacific Mortgage Corporation.

  • © 2022 Options Financial Residential Mortgage is a division of American Pacific Mortgage Corporation. All information contained herein is for informational purposes only and, while every effort has been made to ensure accuracy, no guarantee is expressed or implied. Any programs shown do not demonstrate all options or pricing structures. Rates, terms, programs and underwriting policies subject to change without notice. This is not an offer to extend credit or a commitment to lend. All loans subject to underwriting approval. Some products may not be available in all states and restrictions apply. Equal Housing Opportunity.


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    NMLS 829593 / 1850 Licensed in OR, WA, CA, ID, TN, TX, AZ | Licensed by the Dept of Financial Protection and Innovation under the CRMLA. Licensed under the Oregon Consumer Finance Act. AZBK 0906702

    © Copyright 2022 - Options Financial Residential Mortgage

  • Beaverton Office:
    NMLS 829593
    8625 SW Cascade Ave., Ste. 270
    Beaverton, Oregon 97008
    503.643.5220
    Licenced in OR, WA, CA, ID, TN,
    TX, AZ, CO


    Bend (serving bend and surrounding areas):
    NMLS 2120421
    21356 NE Eagles Way
    Bend OR 97701
    541.602.0865
    Licenced in OR, WA, AZ

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