Specialty Programs

Options Financial Residential Mortgage is committed to providing our clients with options that are tailored to meet their needs. We are here to support you in your efforts toward successfully owning real estate as a home, a vacation spot, or an investment. There are many loan options available, each one distinct from the others. We invite you to click through the loan options that apply and appeal to your needs or give us a call. We would love to aid you in strategically selecting a loan that meets your unique needs.

Click on the loan programs below to get a closer look.

If you can dream it, you can make it a reality. With our Dream Home Renovation program, you can buy the property that needs some renovation. Learn more

  • Create your dream home instead of buying someone else’s
  • The loan amount is based on future assessed value of home
  • Take advantage of properties in great locations that need renovation

Welcome to the 18-day Close with your offer backed by the purchasing power of a full loan approval. Learn more

  • Over 90% of owner-occupied homes qualify
  • First-time and move-up homebuyers are eligible
  • Single-family, condos, investment, second-homes

At Options Financial Mortgage our mission is to give all our clients the power of knowing by presenting all the options available when it comes to purchasing or refinancing a home. Learn more

  • Buyers must not have owned a home in the previous three years.
  • Buyers must meet income and purchase price restrictions.
  • Buyers must intend to use the new home as a primary residence.

Lock your rate and secure peace of mind. With our SecureLock programs, you can lock in today’s competitive rates while you shop for a home, sell your home, or while your home is under construction. Learn more

  • Lock in your rate while you shop for a home
  • Lock in your rate while you sell your home
  • Lock in your rate while your home is under construction

A mortgage program dedicated to saving our selfless teachers and first responders a little money on their home loans. Learn more

  • Save up to $500 in reduced Lender Fees for qualified Teachers and First Responders
  • Can be combined with Down Payment Assistance which permits gift funds to be used for 100% of the home purchase down payment
  • © 2022 Options Financial Residential Mortgage is a division of American Pacific Mortgage Corporation. All information contained herein is for informational purposes only and, while every effort has been made to ensure accuracy, no guarantee is expressed or implied. Any programs shown do not demonstrate all options or pricing structures. Rates, terms, programs and underwriting policies subject to change without notice. This is not an offer to extend credit or a commitment to lend. All loans subject to underwriting approval. Some products may not be available in all states and restrictions apply. Equal Housing Opportunity.

    Privacy & Security | NMLS Consumer Access | Accessibility Statement
    NMLS 829593 / 1850 Licensed in OR, WA, CA, ID, TN, TX, AZ | Licensed by the Dept of Financial Protection and Innovation under the CRMLA. Licensed under the Oregon Consumer Finance Act. AZBK 0906702

    © Copyright 2022 - Options Financial Residential Mortgage

  • Beaverton Office:
    NMLS 829593
    8625 SW Cascade Ave., Ste. 270
    Beaverton, Oregon 97008
    Licenced in OR, WA, CA, ID, TN,
    TX, AZ, CO

    Bend (serving bend and surrounding areas):
    NMLS 2120421
    21356 NE Eagles Way
    Bend OR 97701
    Licenced in OR, WA, AZ