Second & Vacation Homes

Your home away from home

Is it the right time in your life to buy a second home?  Are you looking to invest?  Do you travel frequently to one location for your job?  Do you have family at that location?  Whatever your specific reason, Options Financial Residential Mortgage is your local resource for your getaway destination.

A second home is a property that you occupy in addition to your primary residence.  This home is typically in an area remote from your primary residence.  It will be far in distance and time of travel (50 miles or more); for most it is a resort type of area.

Reasons for Buying a Second Home

You want to invest.  Owning a second home can have financial benefits.  These include the appreciation of the property over time to build up your equity, to gain tax benefits, and to rent out on occasion to help with your expenses.

You spend a lot of time there.  Do you have family who live in another state?  Do you frequently travel to a specific location for your job?  Another reason you may want to invest is for added convenience during your regular travels.

You want a getaway.  Is there another place you find peace?  The majority of the time, a second home serves as a vacation home.  Would you like a home close to the mountains to visit in the winter, or a place at the coast in the summer?  Do you enjoy this location and want a home of your own to visit when you travel?

Please call one of our team members to discuss how to purchase what is needed.  Options Financial Residential Mortgage is staffed with many professionals Interested in speaking with you.