LOA to: Joel Morgan

Phone: 971-351-3549

Email: [email protected]

Fax: 503-536-6836

Motto: "Go With the Flow and Roll With the Punches"


I’ve had various positions within the financial industry from loan originator to loan processor, and eventually becoming a loan officer assistant. Each experience has given me a deeper insight into managing the client’s experience. I love the lending industry because it’s always changing, which gives me the opportunity to continue learning about new programs and new processes. That’s my favorite part of the job. No loan is the same and I enjoy the challenge of working on each client’s individual goals. I never give up until I find a solution. I also speak fluent Spanish and enjoy working with the Hispanic community.

Why Options Financial Residential Mortgage?

While other companies have a more transactional approach, I find it refreshing that Options has an interest and commitment to the long-term goals and success of each client.

What would you say is the most fulfilling part of what you do?

Providing the best, most pain-free experience for each client, and hearing that they referred or told someone how good their experience was with us after a job well done.

How would you describe the role of education in the process?

I consider myself a guide through the process, making sure clients know what we’re doing and why so they can, in turn, learn and understand how the homebuying process works.

When you’re not working, what are some of your favorite pastimes?

Spending time with family, I love Nat Geo Wild and read a lot of murder mysteries.

  • © 2020 Options Financial Residential Mortgage is a division of American Pacific Mortgage Corporation. All information contained herein is for informational purposes only and, while every effort has been made to ensure accuracy, no guarantee is expressed or implied. Any programs shown do not demonstrate all options or pricing structures. Rates, terms, programs and underwriting policies subject to change without notice. This is not an offer to extend credit or a commitment to lend. All loans subject to underwriting approval. Some products may not be available in all states and restrictions apply. Equal Housing Opportunity.

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    NMLS 829593 / 1850 Licensed in CA, OR and WA | Licensed by the Dept. of Business Oversight under the California Residential Mortgage Lending Act

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  • Oregon Office:
    NMLS 829593
    8625 SW Cascade Ave., Ste. 270
    Beaverton, Oregon 97008
    Licenced in CA, OR, WA

    Washington Office:
    NMLS 787279
    201 NE Park Plaza Dr., Ste. 200
    Vancouver, WA 98684
    Licenced in OR, WA

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