NMLS: 261471 / 829593 / 1850

Licensed In: OR/WA/CA

LOA: Juri You

Phone: 503-816-7071

Email: [email protected]

Fax: 503-536-6836

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Motto: "Your Lender for Life"


I grew up in rural Central Montana on a farm and ranch. My family has always been in the real estate and building community, so my interest has always been there. With my accounting and business experience, it made sense for me to help people finance homes. I began by helping lower-income buyers in Northeast Portland find homes and have grown to include all types of buyers for all types of homes. Today’s home loan process can be overwhelming and intimidating. I try to make it as simple and painless as possible. Experience makes a difference.

Why Options Financial Residential Mortgage?

Options Financial lives up to its name. We focus on presenting all options for anyone looking to buy or refinance a home.

What would you say is the most fulfilling part of what you do?

Getting someone into their first home (or the home of their dreams) never gets old. From the first conversation to the close of escrow, I truly want to help! I love what I do, and I hope it shows in my work.

How would you describe the role of education in the process?

Educating a client on how to make a good home-buying decision is a collaborative effort. I work with experienced Realtors and other partners to bring that knowledge to the entire process from beginning to end. I make sure that everyone in the process knows what to expect and when to expect it. I strongly encourage questions throughout and make every effort to return calls, emails, and texts as soon as possible.

When you’re not working, what are some of your favorite pastimes?

My favorite activities are photography, travel, golf and sports

Client Testimonials

  • Dave and his team helped me navigate the application process, understand what was going on and even close early. At every step I was well taken care of and there were never any stressful problems. Dave [provides] an expert level of service and if you're looking for a mortgage guy, look no further.
  • Dave and his team (Nicole was amazing!) were wonderful to work with. They responded to every question we had, usually within an hour or less. They were extremely kind and patient and always thoroughly answered the sometimes many questions we had as first time home buyers. Best of all, they got us into a wonderful home that we are now enjoying so much. It was an excellent choice to go with Dave Duty for our home loan.
  • Dave and his team were informative, patient, and proactive in helping me complete my first home-buying experience. They answered all my questions and worked with my realtor to make the experience as smooth as possible. I knew nothing about buying a house prior to this experience, and Dave and his team did an amazing job of assuring that I got the best possible rate and that all tasks were completed on time.
  • Dave and his team were wonderful to work for. We worked with them for our first home purchase and they were very helpful, and on top of everything that needed to be done. It couldn't have gone better.
  • The team was great, very knowledgeable and helpful.
  • Dave and his team have been great to work with. This is our second time using Dave for a mortgage. Other than the time frame, which was beyond his control I feel like it went just as smoothly as the first. I feel like Dave is always telling the truth and gets the job done.
  • Dave and his team really came through for us. our transaction got a little hairy when the appraisal didnt come in as [hoped]. we were able to shift gears with Dave's support and make our dream home a reality!
  • Working with Dave and his team was great. He was very knowledgeable and responsive. We were kept informed of all steps along the way, closed on time with no issues.
  • Dave was awesome. As a self-employed person I had hit a wall of frustration with traditional lenders and options. When I was introduced to Dave, he instantly made me feel valued and optimistic about my options. Today I'm in my dream home and back to focusing on my business -- doing what I love. Dave is super chill and gives it to you straight, and Nichole is thorough and super responsive. Great team. Highly endorse them!
  • Dave and his staff did a great job for us. We ask and LOT of questions and expect answers quickly and Dave was ve,y patient with us, always going the extra mile to make sure every I was dotted and every Twas crossed. Nichole was also fantastic. She is professional and has a great eye for details, but she is also friendly and fun. We felt like we had a new friend by the end of the process. I would recommend Options Financial to anyone.
  • Dave and his team at Options are great people with knowledge and expertise. Dave and his team were able to help us during this extremely tough situation with the pandemic and my wife's job furlough. We are so happy with the outcome. Although not a smooth process (due to factors beyond our control), at the end things were fine and we were able to sell and buy a new place. If you need a team tha res and is knowledable, call Dave at Options.
  • Excellent communication and a great interest rate!
  • © 2020 Options Financial Residential Mortgage is a division of American Pacific Mortgage Corporation. All information contained herein is for informational purposes only and, while every effort has been made to ensure accuracy, no guarantee is expressed or implied. Any programs shown do not demonstrate all options or pricing structures. Rates, terms, programs and underwriting policies subject to change without notice. This is not an offer to extend credit or a commitment to lend. All loans subject to underwriting approval. Some products may not be available in all states and restrictions apply. Equal Housing Opportunity.

    Privacy & Security | NMLS Consumer Access | Accessibility Statement
    NMLS 829593 / 1850 Licensed in OR, WA, CA, and ID | Licensed by the Dept of Financial Protection and Innovation under the CRMLA. Licensed under the Oregon Consumer Finance Act

    © Copyright 2021 - Options Financial Residential Mortgage

  • Oregon Office:
    NMLS 829593
    8625 SW Cascade Ave., Ste. 270
    Beaverton, Oregon 97008
    Licenced in OR, WA, CA, ID

    Washington Office:
    NMLS 787279
    201 NE Park Plaza Dr., Ste. 200
    Vancouver, WA 98684
    Licenced in OR, WA

    Bend Office:
    NMLS 2120421
    21356 NE Eagles Way
    Bend, OR 97701
    Licenced in OR, WA

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