Phone: (503) 758-3761


Fax: 1+(503) 536-6836

Motto: "I like making people feel at home"


I started in the mortgage industry in Murray Utah doing a ton of FHA, and VA loans and hit the pavement stopping at all the Realtors offices. My tagline was “I’m Cheryl and I’m here to eagerly earn your business!” Professionally I started as a loan officer, went back to processing, and after being a loan assistant for a while, I got right back into being a loan officer again. I Love, Love, Love the mortgage industry. Every loan is different because our clients’ lives are all different. I learned to respect my clients and their wonderful differences. It’s up to me to help them get a house so they can turn it into a home!

Why Options Financial Residential Mortgage?

I felt heard and they valued my various roles and experiences in the mortgage world.

What would you say is the most fulfilling part of what you do?

The most fulfilling part of the process is completion! I’m a worker bee. I want to get to “the honey”! After being a conduit between the client, loan officer, title company, Realtor, inspector, office manager, appraiser, underwriter, and lunch… it’s just so dang fulfilling to complete the loan and deliver a home or refinance for our clients.

How would you describe the role of education in the process?

Listen to the client. Listen again. Give them only accurate information and direct them towards any classes, workbooks, online education, etc in order for them to have a clear understanding. I put myself in their shoes and about the first time I got a home loan or refinance. It can be overwhelming.

When you’re not working, what are some of your favorite pastimes?

PICKLEBALL!! What else is there to life? No. Kidding. I have 4 kids, all grown and finally moved out. Hallelujah! I love to travel, even if it’s to the grocery store. I like tennis, my big Chocolate Lab, and laughing. I do a lot in my church, and I love love love to cook!

Professional and Personal Affiliations or Organizations You’re Involved With

NMLS, Lake Oswego PIckleball club, Boy Scouts of America (both my sons are Eagle Scouts), LDS Church volunteer service, and apparently I’m the president of the “mom, can I have twenty bucks? club”

  • © 2022 Options Financial Residential Mortgage is a division of American Pacific Mortgage Corporation. All information contained herein is for informational purposes only and, while every effort has been made to ensure accuracy, no guarantee is expressed or implied. Any programs shown do not demonstrate all options or pricing structures. Rates, terms, programs and underwriting policies subject to change without notice. This is not an offer to extend credit or a commitment to lend. All loans subject to underwriting approval. Some products may not be available in all states and restrictions apply. Equal Housing Opportunity.

    Privacy & Security | NMLS Consumer Access | Accessibility Statement
    NMLS 829593 / 1850 Licensed in OR, WA, CA, ID, TN, TX, AZ | Licensed by the Dept of Financial Protection and Innovation under the CRMLA. Licensed under the Oregon Consumer Finance Act. AZBK 0906702

    © Copyright 2022 - Options Financial Residential Mortgage

  • Beaverton Office:
    NMLS 829593
    8625 SW Cascade Ave., Ste. 270
    Beaverton, Oregon 97008
    Licenced in OR, WA, CA, ID, TN,
    TX, AZ, CO

    Bend (serving bend and surrounding areas):
    NMLS 2120421
    21356 NE Eagles Way
    Bend OR 97701
    Licenced in OR, WA, AZ