Financial Support
At Options Financial, we offer learning resources that may help you with your most important financial decisions. Check out the areas below to learn more.
Credit Score FAQ
What is a Credit Score?
A credit score, or a FICO® score, is a summary of the history of your spending.
The choices you make and the awareness of how you spend your money will either open...Read More
How to Budget
The term “budgeting” often creates a negative emotional response – you instantly feel as though you will have to go without. However, budgeting is not about confinement of your choices. It...Read More
Mortgage Bank vs. Broker
A mortgage bank is an institution that lends money to borrowers with whom they have a loan agreement. All funding and lending decisions come from within the mortgage bank. If a mortgage bank cannot...Read More
Financial Freedom
At Options Financial Residential Mortgage, we believe that your mortgage – and your home – is the keystone to your financial well-being. If you are currently indebted with past life expenses,...Read More
Rates
Mortgage rates are a highly advertised number in the housing market. They are calculated based on the entire economic picture and are always changing in reaction to our economy. Because rates are...Read More
