Financial Strategies
At Options RM, we don’t just help you find a mortgage, we help you plan for your financial future. The links above can get you started toward making the right decisions for you and your family.
Home Equity Vs. Line of Credit
A Home Equity Loan enables you to access a portion of the available equity in your home in one single payout at a fixed interest rate with fixed monthly payments. This loan can only be used one time,...Read More
Using Your Equity
You have the option to utilize your home’s equity by applying for a cash-out refinance, taking out a home equity loan, or setting up a HELOC.
Once in your hands, the equity in your home can...Read More
Avoid Foreclosure
When you sign on a loan, you are entering into a legal and binding contract. If failing to make payments breaks this contract, you are subject to foreclosure. The following steps have been proven...Read More
Debt Payoff
As you pay off your mortgage and the value of your property appreciates, you build up the equity available in your home. This equity can be utilized to help you pay off your debt faster with added...Read More
ARM to Fixed-rate Refinance
After an initial fixed-rate period, Adjustable Rate Mortgage (ARM) loans rise and fall with changing economic conditions. Because of this, the rate on your mortgage is at risk of rising.
ARM...Read More
Support Retirement
Immediate Retirement
If retirement is in your near future, it may be a good time to refinance your home. Let us help you find the loan option that will suit your future living situation. Lengthen...Read More
My Loan Types
Loan Products
There are many loan options available, each one distinctive from the next. Options Financial Residential Mortgage will work with you to determine your most successful loan type...Read More
Pay Off My Mortgage Faster
One of the most gratifying reasons for refinancing your mortgage is to pay off your loan sooner. Along with full repayment of your loan comes the rewarding feeling of owning your home free and clear...Read More
Lower My Payment
Financial Benefits to Lowering Your Monthly Payment
Financial benefits can be gained through refinancing your mortgage and lowering your monthly payment. If you are having trouble paying your...Read More
Reasons to Buy
It is time to invest intelligently in your financial future.
Your home is a place of shelter. It is an environment that nurtures freedom of expression and growth. A sense of security comes...Read More
