Options Financial Residential Mortgage is committed to providing our clients with options that are tailored to meet their needs. We are here to support you in your efforts toward successfully owning real estate as a home, a vacation spot, or an investment. There are many loan options available, each one distinct from the others. We invite you to click through the loan options that apply and appeal to your needs or give us a call. We would love to aid you in strategically selecting a loan that meets your unique needs.
Click on the loan programs below to get a closer look.
- Create your dream home instead of buying someone else’s
- The loan amount is based on future assessed value of home
- Take advantage of properties in great locations that need renovation
- For purchase of primary residence
- Gift funds may be provided by relative, partner, non-profit group, or employer
- Over 90% of owner-occupied homes qualify
- First-time and move-up homebuyers are eligible
- Single-family, condos, investment, second-homes
- Lock in your rate while you shop for a home
- Lock in your rate while you sell your home
- Lock in your rate while your home is under construction
- Save up to $500 in reduced Lender Fees for qualified Teachers and First Responders
- Can be combined with Down Payment Assistance which permits gift funds to be used for 100% of the home purchase down payment