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Refinance Calculator

Will you save money by refinancing your current loan?

A mortgage refinance can mean big savings, but it may come at a price in the short term. The decision to refinance generally comes down to whether you'll be in your home long enough for your monthly savings to outweigh the upfront refinancing costs. Our Refinance Calculator can help you determine the amount of time you'll need to stay in your home after refinancing your mortgage to breakeven and cover your costs.

Your Current Mortgage



Age of Loan
Current Mortgage Payment
Current Balance

Your New Mortgage

New Loan Amount
Lender & Title Fees
New Mortgage Payment
APR
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Assumptions


New Mortgage Tax Deductible Fees:
Your Results
Basic Refinance Analysis
Refinancing your monthly payments by .
Refinancing your costs during the time you expect to own your home by .
Refinancing your costs over the life of your mortgage by .
Refinancing your mortgage repayment period by years.

*American Pacific Mortgage does not guarantee that your debts will be lowered by a specific amount or percentage or that you will be debt-free within a specific period of time. A debt consolidation may increase your monthly cash flow, but may increase the amount of your debt over a period of time by including the additional debt in your mortgage amount, which is financed over a longer period of time than the debt consolidated may have been financed. We encourage all consumers to do their own research, and examine their options carefully before selecting a particular course of action. Information and interactive calculators are made available to you as self-help tools for your independent use and are not intended to provide investment advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.

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  • © 2018 Options Financial Residential Mortgage is a division of American Pacific Mortgage Corporation. All information contained herein is for informational purposes only and, while every effort has been made to ensure accuracy, no guarantee is expressed or implied. Any programs shown do not demonstrate all options or pricing structures. Rates, terms, programs and underwriting policies subject to change without notice. This is not an offer to extend credit or a commitment to lend. All loans subject to underwriting approval. Some products may not be available in all states and restrictions apply. Equal Housing Opportunity.

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  • Oregon Office:
    NMLS 829593
    8625 SW Cascade Ave., Ste. 270
    Beaverton, Oregon 97008
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    Washington Office:
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    201 NE Park Plaza Dr., Ste. 284
    Vancouver, WA 98684
    360.253.5518
    Licenced in OR, WA

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