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Affordability

CONSERVATIVE :
28%
DEBT TO INCOME RATIO:
  • You can afford:
  • Home Price: $___,___
  • Loan Amount: $___,___
  • Monthly Mortgage:  
  • Debt Payments:  
  • Income Taxes:  
  • Left Over:  
  • Estimated Monthly Income:
MODERATE :
36%
DEBT TO INCOME RATIO:
  • You can afford:
  • Home Price: $___,___
  • Loan Amount: $___,___
  • Monthly Mortgage:  
  • Debt Payments:  
  • Income Taxes:  
  • Left Over:  
  • Estimated Monthly Income:
AGGRESSIVE :
41%
DEBT TO INCOME RATIO:
  • You can afford:
  • Home Price: $___,___
  • Loan Amount: $___,___
  • Monthly Mortgage:  
  • Debt Payments:  
  • Income Taxes:  
  • Left Over:  
  • Estimated Monthly Income:
Enter Mortgage Information
Current Rate
Assumptions

*American Pacific Mortgage does not guarantee that your debts will be lowered by a specific amount or percentage or that you will be debt-free within a specific period of time. A debt consolidation may increase your monthly cash flow, but may increase the amount of your debt over a period of time by including the additional debt in your mortgage amount, which is financed over a longer period of time than the debt consolidated may have been financed. We encourage all consumers to do their own research, and examine their options carefully before selecting a particular course of action. Information and interactive calculators are made available to you as self-help tools for your independent use and are not intended to provide investment advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.

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  • © 2018 Options Financial Residential Mortgage is a division of American Pacific Mortgage Corporation. All information contained herein is for informational purposes only and, while every effort has been made to ensure accuracy, no guarantee is expressed or implied. Any programs shown do not demonstrate all options or pricing structures. Rates, terms, programs and underwriting policies subject to change without notice. This is not an offer to extend credit or a commitment to lend. All loans subject to underwriting approval. Some products may not be available in all states and restrictions apply. Equal Housing Opportunity.

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  • Oregon Office:
    NMLS 829593
    8625 SW Cascade Ave., Ste. 270
    Beaverton, Oregon 97008
    503.643.5220
    Licenced in CA, OR, WA


    Washington Office:
    NMLS 787279
    201 NE Park Plaza Dr., Ste. 284
    Vancouver, WA 98684
    360.253.5518
    Licenced in OR, WA

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