At Options RM, we don’t just help you find a mortgage, we help you plan for your financial future. The links above can get you started toward making the right decisions for you and your family.
Buy Your House With a Gift
Homeownership is, for many Americans, the only path toward accumulating wealth while living on a middle class income. Thomas Jefferson understood this at the founding...Read More
A Home Equity Loan enables you to access a portion of the available equity in your home in one single payout at a fixed interest rate with fixed monthly payments. This loan can only be used one time,...Read More
You have the option to utilize your home’s equity by applying for a cash-out refinance, taking out a home equity loan, or setting up a HELOC.
Once in your hands, the equity in your home can...Read More
As you pay off your mortgage and the value of your property appreciates, you build up the equity available in your home. This equity can be utilized to help you pay off your debt faster with...Read More
After an initial fixed-rate period, Adjustable Rate Mortgage (ARM) loans rise and fall with changing economic conditions. Because of this, the rate on your mortgage is at risk of rising.
If retirement is in your near future, it may be a good time to refinance your home. Let us help you find the loan option that will best suit your future living situation....Read More
One of the most gratifying reasons for refinancing your mortgage is to pay off your loan sooner. Along with full repayment of your loan comes the rewarding feeling of owning your home free and clear...Read More
Financial Benefits to Lowering Your Monthly Payment
Financial benefits can be gained through refinancing your mortgage and lowering your monthly payment. If you are having trouble paying your...Read More
What is a Down Payment?
A down payment is the amount of money you pay in advance toward the purchase of a property.
Down payments can either be large or small. It is important for you to...Read More
The Power of Knowing
With so many different types of loans available in the market today, it can be hard to determine which one is right for you and your current financial situation. Each individual...Read More